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Obamacare Damaged the Nation's System, Some Dems Don't Mind

November 17, 2013 in Economics

By Michael D. Tanner

Michael D. Tanner

At the end of the children’s nursery rhyme, “all the king’s horses and all the king’s men, couldn’t put Humpty Dumpty together again.”

That’s the lesson Americans should bear in mind as we witness the implosion of ObamaCare — sometimes, once something is broken, no amount of effort can fix it.

The failure of ObamaCare may be opening the door to even greater government control of our health-care system.”

President Obama has now admitted his promise that “if you like your health-care plan, you’ll be able to keep your health-care plan, period” — a promise he made at least 23 times — ended up “not being accurate.”

But this was not another “glitch” in the ObamaCare rollout, like healthcare.gov. It was a key feature of the law. ObamaCare is built around the idea of forcing the young and healthy to overpay for insurance in order to subsidize the old and sick. That is the reason why the law includes the infamous individual mandate, requiring all Americans to have insurance.

If the government is going to require you to buy insurance, it must define what is and is not insurance. To satisfy the mandate, insurance has to meet certain government-defined standards. This is only logical. If young and healthy people could buy less-comprehensive plans than the older and sicker people, it would defeat the whole purpose of the mandate.

As of this week roughly 4.8 million individual insurance plans have been cancelled because they didn’t meet ObamaCare’s exacting standards, such as providing as maternity care (even if you were a man), alcohol rehabilitation or contraceptives. Another 5 million are expected to lose their coverage.

Few ObamaCare supporters truly mourned these cancellations. After all, they believed that those plans were, in the president’s words “subpar.” The people who bought these plans just didn’t know what was good for them.

The people, however, disagreed.

In response to the public outcry, Obama offered a temporary “fix.” People with noncompliant plans will be able top keep their policies for one more year, but only if insurance companies choose to do so, and state insurance commissioners go along. And while insurers could renew existing plans, even if they don’t meet ObamaCare requirements, they still cannot sell those policies to anyone new.

The problem is that insurance plans are not simply a list of benefits on a piece of paper. They are a complex interrelationship of benefits, the pool …read more

Source: OP-EDS

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