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How Are Small Banks Faring under Dodd-Frank?

February 18, 2015 in Economics

Although new regulations associated with the Dodd-Frank Wall Street Reform and Consumer Protection Act affect many types of financial institutions and other companies, the effect on small banks has emerged as a matter of considerable concern. New research from Hester Peirce, Ian Robinson, and Thomas Stratmann describes and analyzes the results of a 2013 survey of approximately 200 small banks. The authors’ findings suggest that a large majority of small banks view Dodd-Frank as extremely burdensome, and many banks have reconsidered their product and service offerings in response.

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